When you’re new to NDIS Plan Management, navigating your plan can feel overwhelming. Whether you’re using a plan manager, self-managing, or combining both approaches, avoiding common mistakes can make a big difference in your experience and outcomes.
To help you stay on track, here are some of the most frequent NDIS plan management errors to avoid—along with tips to manage your plan more effectively:
- First, don’t ignore your budget. Regularly reviewing your spending helps prevent overspending or leaving funds unused.
- Second, avoid working with providers without checking their qualifications or service agreements.
- Next, make sure to keep all receipts, invoices, and documentation organized for easy reference and accountability.
- Finally, don’t hesitate to ask for help. Your Plan Manager, Support Coordinator, or LAC can guide you through any uncertainties.
By staying informed and proactive, you’ll be better equipped to make the most of your NDIS plan and achieve your goals with confidence.
1. Not Understanding Your NDIS Plan and Budget
Unexpectedly, many people don’t fully understand what their NDIS plan includes. This lack of clarity—especially around funding categories like Core, Capacity Building, and Capital—can lead to missed opportunities or even incorrect spending.
2. Losing Track of Your Spending
Many participants either run out of funds before the end of the plan or have large portions left unused. This often happens because they haven’t tracked their spending or planned for bigger expenses.
To avoid this:
- Set up a monthly budget.
- Review your spending regularly with your Plan Manager or Support Coordinator.
- Schedule higher-cost supports, like therapies or assistive technology, across your plan period.
Here are some helpful official resources from the NDIS to support participants in managing their plan budgets effectively and avoid running out of funds:
🔗 Helpful NDIS Resources
Funding Periods to Help Manage Your Budget
This page explains how new funding periods (e.g., quarterly releases) are being introduced to help participants better manage their budgets and avoid overspending or underspending.Using Your Plan – NDIS Improvements
Offers tools, checklists, and guidance on how to use your NDIS plan effectively, including budgeting tools and support organiser templates.Plan Budget and Rules
Explains the three types of support budgets (Core, Capacity Building, and Capital) and how they can be used within your plan.
3. Underusing Funded Supports
NDIS plans are designed to support your goals. Yet, it’s common to focus on just a few supports while overlooking others that could help build independence and quality of life.
Don’t hesitate to:
- Explore new supports.
- Ask your support team to suggest services aligned with your goals.
- Adjust your supports as your needs evolve.
🔗 Plan Management – NDIS
- Track and manage their budgets
- Access a broader range of providers
- Receive regular financial reports
- Adjust supports as needs change
NDIS plans are designed to support your goals. However, many participants tend to focus on just a few familiar supports, unintentionally overlooking others that could significantly enhance their independence and quality of life.
To make the most of your plan, consider the following:
- First, explore new supports that align with your personal goals and aspirations.
- Next, ask your support team—including your Plan Manager or Support Coordinator—to recommend services that may benefit you.
- Then, as your needs change over time, don’t hesitate to adjust your supports accordingly.
With the help of NDIS Plan Management, you can:
- Gain better visibility over your budget,
- Access a wider range of providers, and
- Make informed decisions about your supports.
👉Learn more here: NDIS Plan Management – Official Guide
4. Using Unregistered Providers Without Proper Checks
Self-managed plans give you the flexibility to work with unregistered providers.
However, skipping proper checks can lead to issues with service quality, safety, or even reimbursement delays.
To protect yourself and make informed choices, follow these steps:
- First, ask for references and read reviews to understand the provider’s reputation.
- Then, confirm that they hold the necessary qualifications, certifications, and insurance.
- After that, make sure to keep all invoices and service agreements for your records.
If you’re ever unsure, consider working with a Plan Manager. They can help vet providers, ensure compliance, and give you peace of mind while still allowing you to stay in control.
5. Skipping Preparation for Plan Reviews
Going into your annual or unscheduled NDIS review unprepared can be risky. Without proper documentation and planning, your plan might be downgraded or fail to reflect your current needs.
To ensure you’re review-ready:
- First, keep a detailed log of your goals, the supports you’ve used, and the outcomes you’ve achieved.
- Next, collect updated reports from your therapists and service providers to demonstrate your ongoing needs and progress.
- Then, take time to reflect on how your needs may change in the coming year and what new supports might be required.
Ultimately, being proactive empowers you to advocate for the right level of support and ensures your plan continues to align with your goals.
6. Trying to Do It All Alone
The NDIS can be complex, and trying to manage everything on your own can quickly lead to stress and confusion.
If you start to feel overwhelmed, here are a few steps you can take:
- First, reach out to a Support Coordinator or Plan Manager who can help you navigate your plan and connect with the right services.
- Next, lean on your network — whether it’s family, friends, or local community groups — for emotional and practical support.
- Finally, don’t hesitate to contact the NDIS directly for guidance or clarification on anything you’re unsure about.
Remember, asking for help isn’t a weakness — it’s a smart and proactive way to manage your plan effectively and stay on track with your goals.
7. Not Following NDIS Guidelines and Price Limits
Every support funded through your NDIS plan needs to comply with the scheme’s rules. Some participants unintentionally go over price limits or use funds for non-eligible items.
Avoid complications by:
- Referring to the current NDIS Pricing Arrangements and Price Limits.
- Staying informed on what’s allowed under each budget category.
- Consulting your Plan Manager for clarity before committing to services or purchases.
Conclusion
Avoiding these common NDIS plan management mistakes will help you get the most out of your plan. If you’re unsure or want to feel more confident with your funding, support is available.
At Arete Care, we specialise in helping participants navigate the NDIS with clarity and confidence. From plan management to support coordination, we’ll guide you every step of the way.
Read more from our blog if you want to know or learn more about NDIS related topics.
